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Residual (Assets Less Liabilities), All Commercial Banks

Assets less liabilities — a rough proxy for bank equity capital.

$2.473T+$13.4 blnAs of October 14, 2026

Bank residual (assets minus liabilities) increased $13.4 bln to $2.473T. Second week up for an increase of $54.0 bln. Highest level in five weeks. Down $6.0 bln y-o-y. The growth rate slowed by eight-tenths to -0.2% y-o-y.

Last two years

Residual (Assets Less Liabilities), All Commercial Banks, last two years$2.297T$2.365T$2.432T$2.500T$2.567T20252026

Source: Federal Reserve H.8 (FRED: RALACBW027SBOG).

Questions

What is the latest residual (assets less liabilities), all commercial banks?

$2.473T as of October 14, 2026.

What does bank residual (assets minus liabilities) measure?

Assets less liabilities — a rough proxy for bank equity capital.

Why does it matter for markets?

Capital is lending capacity. Rising residual means room to lend.

Where does the data come from and how often is it updated?

Federal Reserve H.8 (FRED: RALACBW027SBOG). This page refreshes automatically every week, within an hour of the source publishing.

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